

The Importance of Cash Flow
Whether you are running a business or managing the household finances, cash flow is critical. The difference between cash coming in and cash going out
Whether you are running a business or managing the household finances, cash flow is critical. The difference between cash coming in and cash going out
Good communication is important in any relationship and one of the most vital subjects to discuss is money. It is surprising how many couples get
There is a direct link between how confident people feel about their financial situation and how much they spend. This was evident in the property
Financial literacy is still a major issue in this country, particularly with regard to retirement savings. A recent online survey by ASB showed a huge
People who complain about not having enough money to enjoy life are often guilty of spending their money on things that aren’t important to them
A wise person once said that the shortest period of time lies between the minute you put some money away for a rainy day and
The biggest expense for a young family is the cost of housing. Rent and mortgage payments are fixed costs which can only be reduced by
One of the advantages of being a single person is you can spend your own money on what you want, when you want. Of course,
Severe overspending is a problem for around 10% of the population. Like any other addiction, it is usually triggered by an emotional or behavioural issue
Managing money when you are studying is not easy. Student allowances and loans fall far short of covering student expenses and the short fall can
Starting the New Year with a pile of debt is not a good situation to be in, but it is a common problem. If you
Money always seems to disappear faster at holiday time. Most people are short of money not because they buy big expensive things but because they
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