
Focus on Spending, not Saving
There is no question that it is hard to save – and harder for some people than for others. While it might be prudent to

There is no question that it is hard to save – and harder for some people than for others. While it might be prudent to

There is nothing complicated about money; you either spend it or save it. Over the course of a lifetime it mostly gets spent, so saving

There is an emerging socio-economic class which I call Fifty and Broke (FAB). FABs are post- babyboomers, from a generation of divorce, serial relationships, corporate

The first step towards creating wealth is also the hardest. Being able to spend less than you earn is a pre-requisite of every other strategy

Let’s face it; the word ‘save’ falls in the same category as diet and exercise. It’s one of those things that most people would like

Getting the right balance between enjoying life now and saving is easy once you understand that saving still allows you to enjoy life, but later.

Money means different things to different people. However, one thing is clear – money is not an end in itself, but something that enables us

Financial success comes not from a high income or a high level of education; it comes from the application of just one golden rule. It

There is really not much difference between spending and saving. All money is spent – it is just a question of when. When you receive
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