Break the Christmas Debt Cycle

There is no doubt that Christmas is one of the most expensive times of the year. Many families find themselves still paying off Christmas debt months later. Here are a few tips to help keep you out of the cycle of debt over Christmas: Set a budget for Christmas and stick to it. Set your […]

Extreme Ideas for Avoiding Christmas Debt

Extreme Ideas for Avoiding Christmas Debt Whether you survive the Christmas period without getting into debt depends very much on your mindset. Everyone knows and understands the basic principles of staying out of debt, but the success of putting theory into practice is often sabotaged by emotion. Budget advisers recommend starting early to save for […]