The Flight to Quality

  If there is one upside to a market upheaval, it is the demise of the weak. In the long run, we need strong, efficient markets. The Global Financial Crisis is the most recent and memorable example of a shake-up that in due course, left the world’s financial systems in much better shape than they […]

The Low Interest Rate Trap

For investors who depend on interest rates for income or investment, the future looks bleak. Interest rates are at the lowest level we have seen for decades and are likely to stay low for some time. Prior to the Global Financial Crisis of 2008, many fixed interest investors chased after the double-digit returns offered by […]

How Good is your Credit?

How Good is your Credit? Credit scoring is a widely accepted means internationally of assessing a person’s credit worthiness. It is used by lenders not only to assess whether lending should be approved but also what limit should be put on the amount of credit. Depending on which country you live in, credit scoring can […]