

The Generation Who Can’t Afford to Retire
The dream of a comfortable retirement lifestyle is gradually getting out of reach for many New Zealanders – not only those nearing the end of
The dream of a comfortable retirement lifestyle is gradually getting out of reach for many New Zealanders – not only those nearing the end of
Getting ahead financially is not always a straight-line process and for every few steps forward there is usually a step backward. Sometimes a step back
For some, retirement feels like a far-away idea and for others, it’s not too far-away reality. Whether you have a 40, 20 or 10 year time horizon until you reach retirement age, how you’re
This is a question many of us wrestle with. Age used to be the major factor, but now there is no official retirement age in
It is now possible for anyone over the age of 65 to join or re-join KiwiSaver. There are many retirees who cashed in their KiwiSaver
KiwiSaver members now have a wider choice of contribution options. As of 1 April, you can put in 6% or 10% of your pay as
Ask Google how much money you need to retire and you will get a whole range of answers that will leave you none the wiser.
The interesting thing about people who accumulate significant wealth is that they are often not very good at spending it. Either that, or they have
Choosing the time to retire is a key life decision that some people find extremely difficult. No doubt we can all think of someone who
Retirement planning is not easy, and it’s made even harder when there is a significant difference in age or health status between two partners in
One of the biggest mistakes retirees make is to underspend in their retirement. Retirement is full of uncertainties, so the safest strategy is to spend
Calculating how much money you will need in retirement is no easy task. With life expectancies around 90, there is a period of 20 to
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