Born to be Wise

Share This

We are all born to be wise. Our brains are wired with the potential for wisdom at birth. As we age, we can develop that practical common sense and moral awareness that combine to produce that most sought after capacity – practical wisdom.  A definition of practical wisdom is the ability to know how to do the right thing in each situation for the right reasons. The work I do is about understanding and practising  the right way to become a wiser person as we age. It introduces and applies the simple, common sense that has become so uncommon today.

The difference between spiritual and practical wisdom

So I am not talking about spiritual wisdom here although practical and spiritual wisdom are often found together. Others are far better qualified to guide the personal quest for eternal, religious or metaphysical development of the spirit. Practical wisdom is a very simple but powerful state that we can all achieve in our everyday lives.

We already recognise it

Practical wisdom is often recognised but rarely defined. I was at a 60th birthday party recently where at least three of the speakers acknowledged my friend for her ‘wisdom’. Her wisdom is not spiritual; another speaker described her as ‘not doing God’ – she is very ‘down to earth’. It is something that we respect people for and it is a state that develops over a lifetime through experience. Even though we can intuitively recognise the ability, there is a need to put a framework for developing practical wisdom in place for us all.

Wisdom and knowledge are different

‘Knowledge is identifying a tomato as a fruit. Wisdom is not adding it to a fruit salad’. Anon

Most people agree that there is a need for more wisdom today, but some people mistake knowledge for wisdom. Practical wisdom is developed through practice in the real world; through experience, trial and error, reflection and adjustment. Knowledge is only part of the equation; reading and academic qualifications are useless and can even be dangerous if used alone. ‘Knowing’ the answer without first applying the tools of wisdom will result in poor decisions. Theoretical knowledge is useful as a guide for reflecting on personal experience; a scaffold for building deeper understanding and judgement. Knowing what and why needs to be subjected to ‘how’ in many different contexts before knowledge becomes wisdom. 

A benefit of aging

Practical wisdom is age related. It takes our brains many years to connect the dots though knowledge, experience and control of our thinking and feeling. This does not happen automatically; there are many older people who aren’t wise! It takes intent and practice and it is important to practice the right things at the right time.

I work with four stages of age-related development (you can download a copy at the bottom of this article). Each stage requires different practice. In youth we have the physical energy and are given allowance for breaking established rules and as we age there is the potential to develop good judgement, compassion and altruism. It is important to take the right action at the right time to develop wisdom.

Personal and collective wisdom

We can practice individually to develop practical wisdom. A small team or a larger community, such as an organisation, can develop a wise approach. It is not necessary for everyone in a team to have wisdom although it requires at least one person. Teams and organisations need frameworks and cultures within which wisdom can be respected, used and encouraged to grow. Practical wisdom, like a plant, will grow easily if given the right support and nutrients!

Why we should all aspire to develop wisdom

  • Because we can – and who doesn’t want to be known as wise?
  • It will enable communities and society to be wiser
  • We will benefit from better decisions and relationships
  • It will make us happier – it anchors our sense of purpose in life.

In their book ‘Practical Wisdom’ Barry Schwartz and Kenneth Sharpe sum this up: ‘Wisdom is not the mysterious gift of a handful of sages, but a capacity we all have and need.’

Let’s develop our innate capacity for wisdom.

Ultimate Guide to Retirement Planning in New Zealand.

Planning your retirement isn’t just about saving money—it’s about designing a lifestyle you can thrive in. If you’re ready to take control of your future, explore our Ultimate Guide to Retirement Planning in New Zealand

This comprehensive resource offers expert insights, easy-to-use tools, and a proven step-by-step approach tailored specifically for Kiwis. Whether you’re years away from retiring or already there, it will help you build a personalised plan to live your retirement to the max. 

Related Articles

Investment
Liz Koh

Responsible Investing

There is a worldwide trend for investors to want to make a positive contribution to the world by investing in companies that are socially

Read More »
Get Rid of Debt
Liz Koh

Crunch Your Credit

A line of credit, or revolving credit, is a very useful facility to have as part of your mortgage structure. The way it works is

Read More »
Investment
Liz Koh

When Sharemarkets Fall

It’s easy to invest when markets are running smoothly but when they fall your confidence can be sorely tested. More uncertainty in investment markets means

Read More »

Free Retirement Tools

Take Your First Step With Our Free Tools

Retirement Savings Calculator

Find out how much you’ll need for the retirement you want and how to close the gap.

Retiree reading

Retirement Checklist

Tick off the essential steps to make sure you’re fully prepared, financially and personally.

retirees sitting together looking at a tablet on a couch

Money Personality Quiz

Discover how your money mindset influences your retirement decisions and what to do next.

Stay in the loop

Keep up to date with the latest developments from Enrich Retirement


Are you retirement ready?

Take the 22-Point Retirement Checklist and uncover the gaps in your retirement plan!

✅ Do you know how much money you’ll need each year?
✅ Have you planned how you’ll spend your time in retirement?
✅ Are your insurance, will, and estate in order?
✅ Do you have a plan for staying active, healthy, and socially connected?

This quick checklist will give you clarity on where you stand—and what’s next.

HELPING YOU LIVE YOUR RETIREMENT TO THE MAX​

Register to keep up to date with the latest developments from Enrich Retirement and receive a FREE eBook from Liz Koh

Liz Signature
Six Secrets of Successful Investing