Borrowing Money
The End of the Cheap, Easy Money
While we have known for some time that interest rates would eventually rise and borrowing would be less easy, 1 December became something of a
Liz Koh
Category: Borrowing Money
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Category: Borrowing Money
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Borrowing Money
Safer Lending and Safer Spending
Taking on too much debt is a major cause of financial stress which particularly affects people with low levels of financial literacy but also those
Liz Koh
Borrowing Money
Pay off your Mortgage Faster
Paying off your mortgage as soon as possible is essential to building wealth. We know that while mortgage interest rates are at historic lows, they
Liz Koh
Borrowing Money
Mortgage Repayment Holidays – Pros and Cons
As the effects of the economic downturn take hold, many people will be struggling to make their mortgage repayments. Most banks are offering a six-month
Liz Koh
Borrowing Money
KiwiSaver and Mortgages
Simplicity KiwiSaver can lay claim to be one of the most innovative KiwiSaver providers. They have differentiated themselves by operating as a charitable organisation, a
Liz Koh
Borrowing Money
Prepare for Rising Mortgage Interest Rates
Inflation is on the rise and this often signals an increase in interest rates. The rate of inflation for the three months ended March, 2017
Liz Koh
Borrowing Money
Conquer Your Fear of Debt
When it comes to confronting your financial fears, the ultimate four letter word is debt. For many households, debt it is the single biggest contributor
Liz Koh
Borrowing Money
Borrow with Caution
When interest rates are low and property prices are rising rapidly, it is tempting to borrow more. There is a huge psychological effect on property
Liz Koh
Borrowing Money
Peer-to-Peer Lending is Here
The core business of a bank is to gather up funds from investors to lend to borrowers. By charging borrowers a higher rate of interest
Liz Koh
Borrowing Money
Know Your Rights When Borrowing
Borrowing money is something that is often done at a time when emotions are running high, whether it is the joy of finding a dream
Liz Koh
Borrowing Money
Tips for Lending Money
When money is tight, family and friends are often called upon for a loan. It’s nice to help people but lending money on an informal
Liz Koh
Borrowing Money
Using Interest-Only Mortgages
An interest-only mortgage, as the name suggests, is one where no principal repayments are required to be made during the term of the loan. It
Liz Koh
