Give Happiness, Not Stuff

The countdown to the holiday season is on and we are heading into a time when people who love shopping can lose control of their finances. Overspending on gifts for others and on ‘stuff’ for the house has its roots in psychology. It is often a reflection of a need to be wanted and loved, […]

Christmas Leftovers

Christmas Leftovers Christmas is the time of good cheer but when the guests have all gone and the wrapping paper and dishes have been cleared away, there are the leftovers to contend with. Unfortunately, for many families, the most problematic leftovers are debts. Just like turkey and trifle, left over debt needs to be packaged […]