
The Big Squeeze
There is no doubt we at the start of a new economic cycle with higher interest rates and higher inflation. Without a corresponding increase in

There is no doubt we at the start of a new economic cycle with higher interest rates and higher inflation. Without a corresponding increase in

While we have known for some time that interest rates would eventually rise and borrowing would be less easy, 1 December became something of a

The Reserve Bank’s recent increase of the Official Cash Rate (OCR), albeit a small one, heralds the start of a new cycle in interest rates.

New Zealand now has a dual economy. Our socio-economic groups are clearly divided between those who own property and those who don’t – the haves

Investors with term deposits maturing have a quandary. Do they reinvest their money at all-time low rates or withdraw their funds and invest the money

There’s never been a cheaper time to borrow money, with some banks having dropped their mortgage interest rates below 4%. Rates this low make it

Interest rates have been low for some time now – great for borrowers but bad news for investors. Looking ahead, there are signs that interest

New Zealand’s rate of inflation continues to be low, even though our economy is growing. Lower petrol prices, cheaper airfares and computer equipment are some

In the months prior to the Global Financial Crisis fixed interest investors reveled in high interest rates offered by bank deposits, bonds and finance company

One of the traps of borrowing money in a low interest rate environment is not leaving enough spare money, or ‘wriggle room’ in your budget
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