
Focus on Spending, not Saving
There is no question that it is hard to save – and harder for some people than for others. While it might be prudent to

There is no question that it is hard to save – and harder for some people than for others. While it might be prudent to

There is nothing wrong with spending money. In fact money has no value unless it is spent. As they say, you can’t take it with

A survey of around 1000 New Zealanders over the age of 18 undertaken on behalf of the Commission for Financial Literacy and Retirement Income in
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✅ Do you know how much money you’ll need each year?
✅ Have you planned how you’ll spend your time in retirement?
✅ Are your insurance, will, and estate in order?
✅ Do you have a plan for staying active, healthy, and socially connected?
This quick checklist will give you clarity on where you stand—and what’s next.
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